Certified Financial Consultant (CFC) Practice Exam

Which program is administered by the California Department of Aging?

1. Senior Health Outreach Program

2. Health Insurance Counseling and Advocacy Program

3. Medicare Oversight Committee

4. California Senior Care Network

The correct answer is: Health Insurance Counseling and Advocacy Program

The Health Insurance Counseling and Advocacy Program (HICAP) is administered by the California Department of Aging and serves an essential role in providing education and assistance related to health insurance options for seniors. This program helps individuals understand their Medicare benefits, navigate health insurance issues, and access various resources to make informed decisions about their health care coverage. It emphasizes consumer protection and advocacy, ensuring that older adults receive accurate information and assistance tailored to their specific needs. While the other options may represent important initiatives for seniors, they are not affiliated with the California Department of Aging. For instance, the Senior Health Outreach Program may focus on community engagement or health promotion, but it does not have the same advocacy and counseling components specific to health insurance that HICAP offers. Medicare Oversight Committee, although relevant to Medicare, is typically a federal concern rather than a state-administered program. The California Senior Care Network might pertain to connecting seniors with various services but does not deal directly with health insurance counseling in the same way HICAP does. Thus, HICAP stands out as the correct answer because of its specific administrative connection to the California Department of Aging and its focused mission to assist seniors in managing their health insurance.