Certified Financial Consultant (CFC) Practice Exam

Which of the following is covered under Medicare Part A?

1. Outpatient services.

2. Home health services.

3. Inpatient hospital care.

4. Prescription drugs.

The correct answer is: Inpatient hospital care.

Medicare Part A primarily covers inpatient hospital care, which includes the costs associated with a patient's stay in a hospital, skilled nursing facility, or certain types of rehabilitation and hospice services. This component of Medicare ensures that individuals have access to necessary medical services during hospital admissions, which often involves various inpatient procedures, room and board, and other related hospital services. While other options listed may seem relevant, they do not fall under the coverage of Medicare Part A. For instance, outpatient services primarily fall under Medicare Part B, which handles more routine care that does not require an overnight stay in a hospital. Home health services can be covered under specific conditions by Medicare Part A, but they are more commonly associated with Medicare Part B. Prescription drugs are not covered under Part A; instead, they are typically managed through a separate Part D plan designed specifically for outpatient prescription drug coverage. Therefore, identifying inpatient hospital care as the coverage under Medicare Part A is essential for understanding how Medicare structures its services and benefits.